Payment & Partner Settlement Terms
Version 2026-10-18.1 · Effective 2026-10-18. Read these terms with your approved plan and project scope. Mandatory statutory rights remain protected.
Two payment flows
Client project payments are bank transfers to the official FSW account specified in the invoice. Membership purchases use Razorpay checkout. A partner-reported UTR or screenshot remains a payment notice until FSW verifies actual receipt; it must not automatically mark an invoice paid.
15% and 85%
Eligible project service value excludes client GST. FSW retains 15% as the FSW Brand & Business Support Fee; 85% is Partner Professional Fees, before applicable tax deductions and documented adjustments. GST, TDS and income-tax treatment follow the actual transactions and law; the fee is not described as payment for lending a GST registration.
Eligibility and holds
Verified final payment and completed agreed delivery are required, with current approved bank details and agreement. A separate client satisfaction/review approval is not required. Advance/partial payments, unexplained credit/refund exposure, duplicate allocation, legacy reconciliation or a documented dispute may prevent release. FSW records reasons and reviews holds; final payment does not remove client remedies.
Bank safety and payout evidence
Use a verified account belonging to the professional/entity approved by FSW. Changes require fresh review. Settlement records preserve the approved beneficiary snapshot; queued payments are rechecked before payout. Bank transfers are executed outside the app and marked paid only with the actual transaction reference. The app itself does not guarantee a bank transfer or provide a regulated escrow service.